- Reduce Clutter
Don't itemize everything on your budget (that's only fun when doing taxes). Find areas to combine the budget columns. Clothes can all be categorized together - no one needs to separate shoes from t-shirts.
Not only do you need to make sure you set aside enough money for special occasions, purchases, etc., but once those moments have happened, that money could be better suited in another category. Although you have just reduced clutter, making sure the spendier columns such as groceries and eating out stay separate so you can make sure you don't spend $300 of your $400 grocery budget at McDonald's.
Do you buy things just because you want them? Do you put these items in your budget? If you do, it's ok that you are spending in this manner; however, if you have not budgeted for such splurges, than you need to take a harder look at your budget. There's no point in having a budget if you're not going to follow it. Again, you need to tell your money where it's going, not watch how it's spent after the fact.
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