our mission.

Our mission as a non-profit organization is to transform lives through Christ centered financial educationWe assist our clients in budget development, organizing debts, balancing checkbooks, managing bills, and paying creditors in a timely manner.  It is our promise to offer sincere and confidential financial guidance to our clients.

our services.

  • Free confidential financial counseling
  • Money management training
  • Organizing monthly bills
  • Prioritizing debts
  • Mediation with creditors
  • Low-interest rate loans in special cases
  • Personal consultations and weekly classroom sessions

the curriculum.

Our financial education training is based on the practices of New York Times Best - Selling Author and Host, Dave Ramsey.  Dave Ramsey's Financial Peace University is "designed to teach families to get out of debt, stay out of debt and build wealth.  Accountability support group classes meet weekly to assist you.  These life-changing sessions include: savings, investments, relationships and money, insurance, debt elimination, the best way to buy and sell a home, credit clean-up, retirement and college planning, and much more!" - quotation taken from Dave Ramsey's Financial Peace University.

HOPE loan program.

The HOPE (Help Organize Personal Expenses) loan program is designed to provide low-interest rate loans to families who are experiencing severe financial difficulties.  Families will participate in financial management education while repaying the loan.  they will also have the opportunity to develop a positive credit record in pursuit of developing financial independence.

our staff.

Director
Jan Henryson
  Money Management Consultants
  Michelle Deinken
  Claryce Schuiteman

  Board of Directors
  Ron Heemstra, President
  Neil Van Schouwen, Vice President
  Sharon Boeyink, Treasurer
  Eric Rankin, Secretary
  Perry Borchard
  Troy Broers
  Karla Byl
  Kirk Hulstein